PRIVATE LENDING • AUSTRALIA-WIDE

Trusted Experts in Private Lending

No obligation. Quick assessment.

$100k–$10m+ property-secured funding
1st & 2nd mortgages (bridging & construction)
Common uses: debt consolidation/refinance, ATO/tax, working capital, development

We respond quickly during business hours. If it’s urgent, please call us directly.

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Flexible Options: We broker to a national network of private lenders tailoring lending solutions for a wide variety of circumstances - often when banks are unwilling or too slow to help.

Fast Answers: While not all situations are suitable for private lending, working with smaller organisations and directly with the decision makers allows NPL to provide decisions fast.

Clear, Transparent Guidance: With over 20 years of lending experience we understand the importance of clear, transparent communication. Whether you are experienced with private lending or a new customer, we will work closely with you to provide clear guidance for your unique situation.

Why choose private lending?

Simple

True 'Low Doc' applications for simple approval.

Fast

Quick decisions and fast settlements.

Clear

Direct communication with decision makers.

Business

Focused on business and the self-employed.

Development

Development funding for a wide rage of projects and stages.

Construction

Construction funding for builds big and small.

Frequently asked questions?

What documents do I need to apply for a mortgage?

You’ll typically need proof of income, bank statements, tax returns, and credit information. Specific requirements may vary by lender.

How much can I borrow for my mortgage?

Your borrowing amount depends on your income, credit score, down payment, and debt-to-income ratio. A pre-approval can give you a clearer estimate.

What’s the difference between a fixed-rate and adjustable-rate mortgage?

A fixed-rate mortgage has a steady interest rate throughout the term, while an adjustable-rate mortgage (ARM) has a rate that may fluctuate after an initial fixed period.

How long does the mortgage approval process take?

The timeline can vary but generally takes 30-45 days, depending on factors like document verification, appraisals, and lender-specific processes.

Testimonials

From start to finish, the mortgage process was seamless. The team provided clear guidance, answered all my questions, and helped me secure a fantastic rate. I felt confident and supported every step of the way!

— Mark T.

Working with this lender made my refinancing process so easy! Their transparent approach and personalized options were exactly what I needed. I’m now saving money each month, and the entire experience was stress-free.